Unlock the value in your home today
Tax-free money from the value of your home, without having to move. Clear, personal lifetime mortgage advice for homeowners aged 55 and over.
Welcome to Lifetime Mortgage Boutique
Your trusted partner for unlocking the value in your home.
A lifetime mortgage lets you take tax-free money from the value of your home, either as a lump sum or in smaller amounts over time, without having to move. It is a loan secured against your home, and it is available to homeowners aged 55 and over.
People come to us for all sorts of reasons: home and garden improvements, clearing an existing mortgage, helping children or grandchildren, paying off loans or credit cards, a long-promised holiday, or simply more comfort in day-to-day retirement.
It is not the right answer for everyone, and there are trade-offs to weigh up. Our job is to explain them clearly, in your own time, so you can make a decision that you and your family are happy with.
The superstar experience
We believe everyone deserves to be treated like a superstar. That means one adviser who knows your name and your situation, straight answers to the awkward questions, and no rushing you towards a decision.
We are happy to have your children or other family in the conversation, because a lifetime mortgage affects them too. And if we do not think it is right for you, we will say so.
The right fit for you
We are a boutique firm, which means you get one adviser who knows your case rather than a call centre.
- Lifetime mortgages. Lump sum or drawdown plans from lenders we have researched for your circumstances.
- Tailored advice. A recommendation based on your plans, your family and your finances, with the alternatives explained.
- No-obligation consultations. A free first conversation, and no pressure to go ahead at any point.
From your first call to your final decision, you will get honest guidance and clear costs, set out in writing before you commit to anything.
